While it's possible for individuals to handle their own auto insurance claim after a car accident, most end up settling for a very small amount or give up altogether. This typically happens after spinning their wheels gathering records and having several fruitless conversations with insurance adjusters. All the while, the insurance company has wasted their valuable time.
The harsh reality is, insurance companies are businesses with a bottom line, and their priority is to retain as much of their profits as possible. This means that auto insurance companies often attempt to pay out the minimum compensation possible to victims of an accident—even if the collision was unquestionably NOT your fault.
And, this may shock you, but this is generally true even if the insurance company is your own.
Insurance adjusters are trained professionals that ask seemingly harmless questions in specific ways to receive specific answers from you, including those from your own insurance company. The answers that adjusters seek out can have a major effect on the outcome of your case.
Insurance companies are looking out for their own best interests. Not yours.
You may remember when Anderson Cooper of CNN reported on questionable insurance practices. If not, take a few minutes to watch the videos below:
While these reports are from several years ago, not much has changed. That’s because many insurance companies have turned claims into a money-making process.
These are not far-isolated instances, but rather the reality that many victims face each day.
In more recent news, Anderson reported yet again on questionable practices of insurance companies, this time involving a push from insurance companies to conduct “cheap repairs,” which could risk your safety:
Does this mean that you’re defenseless?
Absolutely not.
While it seems unfair that you may need to hire an auto accident lawyer to help you get the compensation that you deserve, the personal injury law field is present for a reason.
You might be wondering if hiring a personal injury attorney means that you’ll receive less compensation in the end.
Well, here’s the good news:
Even after paying a car accident lawyer to help you out, in most cases the recovery amount that you receive will be much higher than attempting to settle the claim on your own. A skilled personal injury lawyer will ensure that you’re treated fairly as they help you to navigate through the complex legal process, and they’ll deal with the insurance company adjusters so you don’t have to.
And the best part is, you should never have to pay your accident attorney out-of-pocket, and never until they recover compensation for you. At Baskerville Law, we call this our No-Fee Guarantee.
Whether you’re seeking help from an auto accident attorney in Albuquerque, Rio Rancho, or elsewhere in New Mexico, Baskerville Law will work to achieve the best possible outcome for your case.
To do this, we tie our success to yours:
- Free, no-obligation case evaluations
- No charge for our legal services unless and until we recover compensation for you
If you were recently injured in an auto accident, call or text us at (505) 247-2774 today to discuss your case.