When Should I Get An Attorney After a Car Accident?
After an accident, victims of the collision typically have many questions. Among those questions, one frequently asked is, “Do I need a car accident lawyer or can I settle with the insurance company on my own?”
In a nutshell:
The answer depends on a variety of factors, including how the accident happened and if you were hurt as a result.
You can certainly settle your car accident claim without a lawyer. The auto insurance company would actually prefer it.
Why? Because auto insurance companies have teams of attorneys who work to protect their bottom line.
How do they protect their bottom line? By paying out as little as possible on claims.
When can you handle the auto insurance claim on your own?
The auto insurance claim can usually be handled effectively on your own through the insurance company when:
(1) the accident was a “fender bender”,
(2) property damage is minimal, and
(3) no one was hurt.
When to Contact an Attorney after a Car Accident
Severe injury and wrongful death cases are a completely different matter. If any of the three (3) qualifiers listed above for handling the case on your own are not met, it is worth it to at least speak with a knowledgeable auto accident lawyer. He or she can evaluate your case, answer your questions, inform you of your legal rights, and go over your options.
Since our personal injury law firm deals with these types of claims on a daily basis, we can give you an honest assessment of what your case may be worth. You can request a free consultation with Baskerville Law LLC by calling 505-247-2774 or completing our free consultation request form.
Frankly, in many cases, you could lose out on compensation if you do not have legal representation. A reputable car accident lawyer can be very helpful in dealing with insurance companies and the chaos that can stem from auto insurance claims. Negotiating involves a lot of work, and attorneys who focus on auto accidents are skilled in handling these types of negotiations.
For many victims of driving negligence, property damage is just the beginning of expenses incurred after a car accident. You might soon find yourself facing large medical bills, lost wages, and lower quality of life due to injury. Rehabilitation, treatment and transportation can certainly run up the bills during recovery, and possibly for life. A skilled personal injury lawyer is your advocate against the insurance companies, keeping your best interests at the forefront of his or her work.
Auto Insurance Companies are Not a Friend of the Injured.
Insurance companies have talented attorneys working to protect their company’s best financial interests. You should have a talented car accident lawyer working for you to ensure that no stone is left unturned and that you recover fair compensation for all of your losses.
Read more about how insurance companies turned the claims process into a profit-making machine and check out some real-world examples reported by CNN’s Anderson Cooper.
The good news is that there are many skilled personal injury lawyers in New Mexico. So, how do you choose which one to work with? I suggest reading our post on things to consider when hiring a car accident injury attorney.
What About Car Accident Lawyer Fees?
Now that you know when it is advised to contact an attorney, you may be thinking:
“Don’t car accident lawyers charge fees?”
Yes. Most personal injury attorneys who handle auto accident cases charge a contingency fee. This means that clients are charged a percentage of the amounts that the attorney recovers for them. When hiring a personal injury attorney, you should confirm that the attorney works on a contingency fee basis and clarify what the fee (or fee structure) is.
At most personal injury firms, the “standard” contingency fee is 33.33% (or one-third) and can reach above 40% on a sliding fee structure.
At Baskerville Law LLC, we charge a discounted contingency fee for one simple reason:
We believe that our clients should receive as much of their settlement or award as possible.
After considering the fee, is hiring an attorney still worth it?
Hiring an experienced personal injury lawyer with a solid track record of success with auto accident cases will almost invariably put more money in your pocket than you would receive by handling the case yourself – even after fees are paid out of the settlement or award.
Consider these statistics:
– Settlements for personal injury victims are approximately 40% higher when represented by an attorney.
– 85% of all money paid out by insurance companies for bodily injury claims goes to clients who hired an attorney.
If you were injured in a car accident in New Mexico, an Albuquerque car accident lawyer can help you to understand the important issues that may apply to your specific situation. A personal injury attorney can preserve your rights to fair compensation for injuries sustained from an accident and help you to achieve financial recovery.
More importantly, while your attorney is working hard to represent you, you can focus on your recovery.
You may also want to know:
How long will it take to settle my car accident case?
How much is my car accident claim worth?
Trusted Albuquerque Car Accident Lawyer
Our highly-rated Albuquerque car accident lawyer, Rob Baskerville, is experienced and skilled in handling auto accident cases. Read our client testimonials to see what our clients have to say.
At Baskerville Law LLC, we offer complimentary auto accident injury consultations, so that cost doesn’t get in the way of you seeking legal help. During your free consultation, Rob will talk things over with you, so that you understand your legal rights and the options that you have.
Ready to schedule a consultation? Call us 24/7 at 505-247-2774 or complete the consultation request form at the bottom of this page.
Case Types We Handle
Baskerville Law LLC handles personal injury and wrongful death claims related to car accidents, tractor-trailer accidents, vehicle-involved pedestrian accidents, vehicle-involved bicycle accidents, and motorcycle accidents.